Free Calculator

Retirement Savings Gap Calculator

See if your current savings trajectory will meet your retirement goals — and what to do if it won't.

Your Retirement Numbers

Enter your current financial picture and retirement goals.

401(k), IRA, Roth, brokerage — all retirement accounts combined.

How much you currently save per month toward retirement.

How much you want to live on per year in retirement (today's dollars).

How long you plan to draw from savings. (Life expectancy minus retirement age.)

Average annual return before retirement. 6–8% is common for a balanced portfolio.