Winston-Salem, NC · Licensed Producer #20792434

Life & Health Insurance
for North Carolina Families

No pressure. No jargon. Just honest answers.

Dwight Hendricks is a USMC veteran, MBA, and NC-licensed insurance producer in Winston-Salem. He helps families compare Life Insurance (Term, Whole, IUL) and ACA Health plans from multiple carriers — honestly, transparently, and at no cost to you.

Veteran-Owned Local • Winston-Salem, NC Licensed NC Producer

✅ Accepting new clients — same-week consultations available

Dwight Hendricks, NC Licensed Life and Health Insurance Producer, Winston-Salem NC

Your Producer

Dwight Hendricks

USMC veteran, MBA, and NC-licensed insurance producer. I don't push products — I find coverage that actually fits your family from multiple carriers, with no pressure and no obligation. Based in Winston-Salem, I serve families and small businesses across all of North Carolina.

🎖️ USMC Veteran 🎓 MBA 📋 NC Producer #20792434 📍 Winston-Salem, NC

Life Insurance Plans for North Carolina Families

Simple explanations. Clear choices. We help you compare coverage from top carriers and select what fits your goals.

🛡️

Term Life Insurance

Affordable protection for a set period (10–30 years). Ideal for income replacement, mortgage protection, and young families.

  • Lowest cost per dollar of coverage
  • Custom term lengths & riders
  • Fast underwriting options available
Get a Term Quote
🏛️

Whole Life Insurance

Lifetime protection with guaranteed premiums and cash value. Often used for legacy planning and final expenses.

  • Fixed premiums that never increase
  • Guaranteed death benefit
  • Cash value accumulation over time
Get a Whole Life Quote
📈

Indexed Universal Life (IUL)

Flexible coverage with potential cash value growth linked to market indexes (with caps/floors set by the carrier).

  • Flexible premiums & adjustable death benefit
  • Index-linked crediting strategies
  • Policy loans/withdrawals per contract terms
Explore IUL Options

ACA Health, Dental & Major Medical Plans

We help you navigate the Health Insurance Marketplace (ACA) to see if you qualify for lower monthly premiums and cost-sharing. We also compare off-exchange major medical, dental, and vision options.

  • ACA Marketplace enrollment & renewals
  • Subsidy eligibility review
  • Dental, vision, and supplemental options
No-cost ACA help Local, licensed guidance Fast, friendly support

Why NC Families Trust Dwight Hendricks

Made life insurance simple and affordable. Zero pressure and clear explanations.

— Client in Winston-Salem

Helped me qualify for ACA savings and pick a plan that covered my doctors.

— Client in Greensboro

Veteran-owned and local. I appreciated the honesty and quick response.

— Client in High Point

Frequently Asked Questions

Are you a fiduciary financial adviser?
No. Hendricks Advisory Firm LLC is a business operated by Dwight Hendricks, a licensed NC insurance producer (License #20792434). Dwight provides guidance on insurance products (Life, ACA, Dental, Major Medical). Hendricks Advisory Firm LLC is not a licensed insurance agency entity, broker, or investment adviser. Investment advisory or financial planning services are not offered unless separately registered and disclosed.
What information do I need for a life insurance quote?
Basic info (age, ZIP, tobacco use), desired coverage amount/term, and a brief health history help carriers estimate rates. Some policies offer accelerated or instant decisions.
How do ACA subsidies work in North Carolina?
Subsidies are based on household size and income estimates. We'll verify eligibility and show plan options that balance premiums and out-of-pocket costs.
Is there a cost for your help?
There is no direct fee to you. We are compensated by insurance carriers when policies are placed. This does not affect your premium cost.
What areas of North Carolina do you serve?
We serve families and small businesses across all of North Carolina, including the Triad (Winston-Salem, Greensboro, High Point), Raleigh-Durham, Charlotte, and surrounding areas.

Get Your Free Insurance Quote

No obligation. Dwight personally reviews every request and responds within 1 business day.

Your information is kept private and used only to provide quotes. See our Privacy Policy.

Free Insurance & Budget Calculators

Use our interactive tools to estimate life insurance coverage needs, explore estate planning options, and understand your insurance decisions before you commit.

Browse All Tools