Market Regime
NEUTRAL
Mixed signals — markets show no strong directional trend.
Fear Gauge (VIX)
17.3
normal — some caution in markets
10-Year Treasury Yield
4.47%
Long-term borrowing benchmark
Yield Curve (10-2 spread)
+0.50%
flat — very little difference between short and long rates
Macro Trends (Last 90 Days)
How key economic drivers have been tracking — above or below historical norms.
Values reflect recent economic data releases relative to historical averages. Positive = running above trend. Negative = below trend.
What This Means for Your Budget
Inflation is running above the historical trend. Grocery, energy, and service costs may remain elevated — a good time to review your variable monthly expenses and look for areas to offset rising costs.
Most Recent Data Point
The Consumer Prices (PCE) came in stronger than expected — a notable positive surprise.