Free Calculator

Life Insurance Needs Estimator

Estimate how much life insurance coverage your family may need based on your financial picture.

Enter Your Information

All fields use annual amounts. Leave blank or enter 0 for items that don't apply.

Your total pre-tax household income per year.

How many years would your family need support? (Common: 10–20)

Estimated college/education costs for all children.

Any current employer-provided or personal policies.

Savings, CDs, brokerage accounts your family could access.

Estimated Coverage Need

$0